Word · Frequency #13320
underwriter
承保人；保险公司
核心释义
主要指承担保险风险的承保机构，也泛指承担财务风险者。
a person, company, or other entity that assumes financial risk, especially an insurance company that sells insurance
- 1.
承保人:承担财务风险的实体。
An entity assuming a financial risk.
- 2.
主要从事承销新证券的银行家
a banker who deals chiefly in underwriting new securities
- 3.
承保员:在保险公司工作,负责与经纪人或被保险人安排并授权保单的人员。
A person working for an insurance company who arranges and authorizes an insurance policy with a broker or insured.
- 4.
销售保险的代理人
an agent who sells insurance
- 5.
证券承销商:负责营销新发行证券的实体。
An entity undertaking to market newly issued securities.
- 6.
销售保险的金融机构
a financial institution that sells insurance
证券承销商；证券承销机构；核保员；核保人；保险代理人；保险销售员；承保人:承担财务风险的实体。；主要从事承销新证券的银行家
用法In use
The underwriter reviewed my application and decided that the risk was too high to offer me a standard policy.
用法提示：underwriter 是名词，指保险公司里评估风险、决定是否承保的核保员。
Before approving the claim, the insurance company sent the file to an underwriter for a final check.
用法提示：underwriter 是名词，这里指负责审核保险事项的核保人员。
Our company hired an experienced underwriter to help price commercial insurance policies more accurately.
用法提示：underwriter 是名词，指专门从事保险核保工作的人员。
underwriter of [sth]
表示承保的对象。
He works as an underwriter of marine insurance.
他是一名海上保险承保人。
underwriter for [sb/sth]
相关词与表达Connections
搭配Collocations
- insurance underwriter
- 保险承保人
- The insurance underwriter reviewed the application and approved the policy.保险承保人审核了申请并批准了该保单。
- lead underwriter
- 主承销商
- The lead underwriter set the initial price for the company's shares.主承销商确定了公司股票的首发价格。
- securities underwriter
- 证券承销商
- A securities underwriter helps companies raise capital by selling new bonds or stock.证券承销商通过出售新债券或股票帮助企业筹集资金。
- mortgage underwriter
- 抵押贷款审核员
- The mortgage underwriter requested more financial documents before approving the loan.抵押贷款审核员在批准贷款前要求提供更多财务文件。
学习提示Learner notes
记忆技巧Memory Tip
联想：under（下面）+ writer（写）→ 在保单下方签字、承担风险的人，即保险承保人或证券包销商。
语境与语域Context & Register
语域：formal 常见场景：insurance policy issuance、securities underwriting underwriter 多用于正式的商务和法律语境，常见于保险核保与证券承销等专业场景，日常口语中较少直接使用。
发音与拼写Pronunciation & Spelling
All the -writer words above (writer, typewriter, copywriter, screenwriter, ghostwriter) share the final /raɪtɚ/ sound with underwriter /ˈʌndɝˌraɪtɝ/, so they rhyme. Watch out: playwright looks similar because of its -wright ending, but it is pronounced /ˈpleɪraɪt/ with no final -er sound, so it does not rhyme with underwriter.
用法优先级Usage priority
Collins 词频等级为 1，建议结合例句记忆，而不是只背中文释义。
一起学习词形Learn the forms together
页面下方列出了常见词形变化。学习时注意它们在句子中的语法位置。
Dictionary facts from ECDICT, WIKTIONARY.