1
underwriter of [sth]
表示承保的对象。
He works as an underwriter of marine insurance.
他是一名海上保险承保人。
承保人；保险公司
先理解核心含义，再看它在真实句子里的用法。
承保人；保险公司
a person, company, or other entity that assumes financial risk, especially an insurance company that sells insurance
He works as an underwriter of marine insurance.
他是一名海上保险承保人。
主要指承担保险风险的承保机构，也泛指承担财务风险者。
承保人:承担财务风险的实体。
An entity assuming a financial risk.
主要从事承销新证券的银行家
a banker who deals chiefly in underwriting new securities
承保员:在保险公司工作,负责与经纪人或被保险人安排并授权保单的人员。
A person working for an insurance company who arranges and authorizes an insurance policy with a broker or insured.
销售保险的代理人
an agent who sells insurance
The underwriter reviewed my application and decided that the risk was too high to offer me a standard policy.
核保员审阅了我的申请，认定风险太高，无法为我提供标准保单。
Before approving the claim, the insurance company sent the file to an underwriter for a final check.
在批准理赔之前，保险公司将文件送交核保员做最后核查。
Our company hired an experienced underwriter to help price commercial insurance policies more accurately.
我们公司聘请了一位经验丰富的核保员，以帮助更准确地为商业保险单定价。
表示承保的对象。
He works as an underwriter of marine insurance.
他是一名海上保险承保人。
表示服务或代表的实体。
The investment bank is the underwriter for the new stock issue.
这家投资银行是新股票发行的承销商。
动词短语，表示履行承销或承保职能。
Several firms acted as underwriters for the bond offering.
几家公司担任了这次债券发行的承销商。
Not this
He underwriter the policy.
Use this
He underwrites the policy.
将名词'underwriter'误用作动词，应使用动词形式'underwrite'（第三人称单数'underwrites'）。
Not this
The underwriter of this novel is J.K. Rowling.
Use this
The writer of this novel is J.K. Rowling.
误解'underwriter'的含义，将其与'writer'混淆。'underwriter'指保险或证券承销商，而'writer'才指作者。
Focus on the distinctions below. Other candidates are kept compact until a reliable usage note is available.
保险承保人
The insurance underwriter reviewed the application and approved the policy.
保险承保人审核了申请并批准了该保单。
主承销商
The lead underwriter set the initial price for the company's shares.
主承销商确定了公司股票的首发价格。
证券承销商
A securities underwriter helps companies raise capital by selling new bonds or stock.
证券承销商通过出售新债券或股票帮助企业筹集资金。
抵押贷款审核员
The mortgage underwriter requested more financial documents before approving the loan.
抵押贷款审核员在批准贷款前要求提供更多财务文件。
承销团
An underwriter syndicate shares the risk and profit of a large bond issue.
承销团分担大规模债券发行的风险和利润。
Use underwriter naturally, then get feedback on meaning, tone, grammar, and phrasing.
Revisit a common error or keep this word in your review list.
联想：under（下面）+ writer（写）→ 在保单下方签字、承担风险的人，即保险承保人或证券包销商。
语域：formal 常见场景：insurance policy issuance、securities underwriting underwriter 多用于正式的商务和法律语境，常见于保险核保与证券承销等专业场景，日常口语中较少直接使用。
All the -writer words above (writer, typewriter, copywriter, screenwriter, ghostwriter) share the final /raɪtɚ/ sound with underwriter /ˈʌndɝˌraɪtɝ/, so they rhyme. Watch out: playwright looks similar because of its -wright ending, but it is pronounced /ˈpleɪraɪt/ with no final -er sound, so it does not rhyme with underwriter.
Dictionary facts from ECDICT, WIKTIONARY.