Word · Frequency #19998
underwrite
担保；承保；承销
核心释义
及物用法
guarantee financial support of
- 1.
写在下方；签署。
To write below or under; subscribe.
- 2.
签名；署上自己的名字。
To sign; to put one's name to.
- 3.
通过签名同意支付；认购。
To agree to pay by signing one's name; subscribe.
- 4.
特指承担财务责任并担保其不致失败。
Specifically, to assume financial responsibility for something, and guarantee it against failure.
- 5.
担任承保人。
To act as an underwriter.
- 6.
支持；为......提供保障；担保其基础。
To support, lend support to, guarantee the basis of.
从事承保业务；担任承保人；写在下方；签署。；签名；署上自己的名字。；通过签名同意支付；认购。；特指承担财务责任并担保其不致失败。
用法In use
The bank agreed to underwrite the cost of the new community center.
用法提示：此处 underwrite 为及物动词，意为“承担经济责任/担保支持”。
After inspecting the building, the insurance company underwrote the policy.
用法提示：underwrote 是 underwrite 的过去式，此处作及物动词，表示“承保”。
The publisher refused to underwrite the author's first novel because they thought it was too risky.
用法提示：underwrite 在句中作及物动词，意为“担保/出资支持”。
underwrite sth
及物动词用法，后接项目、费用、保单等宾语，表示提供资金担保或承保。
The bank underwrote the entire project.
银行为整个项目提供了资金担保。
be underwritten by sb/sth
被动语态，强调资金或保障来源，多用于正式语体。
相关词与表达Connections
搭配Collocations
- underwrite a loan
- 为贷款提供担保
- The bank agreed to underwrite a loan for the new factory.银行同意为新工厂的贷款提供担保。
- underwrite insurance
- 承保保险
- These companies underwrite insurance for large commercial ships.这些公司为大型商船承保保险。
- underwrite the risk
- 承担风险
- By setting the premium, the underwriter agrees to underwrite the risk.通过设定保费，承保人同意承担该风险。
- underwrite a bond issue
- 承销债券发行
- The investment bank agreed to underwrite a bond issue for the government.这家投资银行同意为政府承销一次债券发行。
- underwrite the costs
学习提示Learner notes
记忆技巧Memory Tip
在文件下方(under)写下(write)自己的名字，表示承诺担保或承保。
语境与语域Context & Register
语域：formal 常见场景：金融、保险、法律文书 通常用于正式或专业语境，多出现在金融、保险或法律文件中，日常口语中较少使用。
语法说明Grammar Note
作及物动词时意为“给…保险；签名于下”，作不及物动词时意为“经营保险业”。
发音与拼写Pronunciation & Spelling
underwrite 的重音在第一个音节，但末尾 -write 仍读作 /raɪt/（与 right 同音）。overwrite 和 rewrite 同样以 -write 结尾并读 /raɪt/；white 和 kite 用 -ite 拼写这个读音，right 和 night 用 -ight 拼写。注意 underweight /ˌʌndəˈweɪt/ 是形近词，但结尾读 /weɪt/，与 -write 不同。
用法优先级Usage priority
Collins 词频等级为 2，建议结合例句记忆，而不是只背中文释义。
一起学习词形
Dictionary facts from ECDICT, WIKTIONARY.