Word · Frequency #23262
insureds
被保险人
insureds is the plural of insured.
The person or persons whose interests are protected by an insurance policy.
- 1.
The person or persons whose interests are protected by an insurance policy.
利益受保险单保护的人。
利益受保险单保护的人。
In use
The insured must provide accurate information when applying for the policy.
After the accident, the insured filed a claim with the insurance company.
The insurance company will compensate the insured for the loss.
the insured
the insured 可作单数或复数，根据上下文判断。
The insured must notify the insurer immediately.
被保险人必须立即通知保险公司。
the insured's + noun
所有格形式 insured's 用于修饰名词。
The insured's identity was verified.
被保险人的身份已得到核实。
for the insured
介词 for 后接 the insured，表示‘对被保险人而言’。
This clause is favorable for the insured.
该条款对被保险人有利。
insureds (plural)
具体指多个被保险人时可用规则复数 insureds。
Both insureds submitted separate claims.
两位被保险人分别提交了索赔。
Common mistakes
The policy protects the insurer against liability.The policy protects the insured against liability.
保险公司是“insurer”，而受保险单保护的人才是“insured”。保单保障的是被保险人，不是保险公司，所以这里应用“insured”。
The insured of this policy must be at least 18 years old.The insured under this policy must be at least 18 years old.
英语中“insured”与“under”搭配，表示“在某保险单下的被保险人”，而不是从中文“的”直译过来的“of”。因此要说“the insured under this policy”。
Connections
Collocations
- the insured
- 被保险人
- The insured must report any changes in risk to the insurer.被保险人必须向保险人报告任何风险变化。
- the named insured
- 指定被保险人
- The named insured is listed on the first page of the policy.指定被保险人列于保单首页。
- the insured party
- 被保险方
- The insured party has the right to claim compensation after the loss.被保险方有权在损失发生后索赔。
- claim by the insured
- 被保险人提出的索赔
- The insurer will process any claim by the insured within ten working days.保险人将在十个工作日内处理被保险人提出的索赔。
- duties of the insured
- 被保险人的义务
- The duties of the insured include disclosing all material facts.被保险人的义务包括披露所有重要事实。
Learner notes
Memory Tip
insured 里有 sure：买了保险（insure）后心里踏实（sure），利益受保单保护的人就是被保险人。
Context & Register
语域：formal 常见场景：保险合同、理赔文件、法律条款 insured 作名词时是正式的法律/保险用语，通常出现在保险合同、理赔材料或法律文书中；日常口语较少单独使用，更常见的说法是 the person who is insured 或 the policyholder。
Grammar Note
通常与定冠词连用，指被保险人，可单数也可集合。
Pronunciation & Spelling
与 insured 押韵（重读元音 /ʊə/ + /d/）：assured, ensured, cured, obscured。注意以 -ured 结尾但发音不同的常用词：measured /ˈmɛʒəd/ 和 treasured /ˈtrɛʒəd/，重音在第一个音节，读 /ʒəd/，不要混淆。
Learn the forms together
页面下方列出了常见词形变化。学习时注意它们在句子中的语法位置。
Dictionary facts from ECDICT, WIKTIONARY, WORDNET.