Word · CEFR B1 · Frequency #1347
insurance
保险；保障
protection against loss or damage that an insurance company provides in exchange for payment
- 1.
A means of indemnity against a future occurrence of an uncertain event.
- 2.
promise of reimbursement in the case of loss; paid to people or companies so concerned about hazards that they have made prepayments to an insurance company
在损失情况下的赔偿承诺；支付给对风险担忧并已向保险公司预付款的人或公司
- 3.
The business of providing insurance.
- 4.
written contract or certificate of insurance
保险的书面合同或证明
- 5.
Any attempt to forestall an unfavorable event.
- 6.
protection against future loss
防止未来损失的保护
- 7.
A bet made after the deal, which pays off if the dealer has blackjack.
- 8.
An insurance policy.
- 9.
A company providing insurance policies; an insurer.
保险单；保险契约；保险业；保险公司；预防措施；保障；（二十一点中的）保险投注
In use
You should buy travel insurance before your trip.
Health insurance can be very expensive.
He filed an insurance claim after the accident.
insurance against sth
‘against’后接风险或损失的类型。
They bought insurance against fire and theft.
他们购买了火灾和盗窃保险。
take out insurance
‘take out’表示购买保险。
I need to take out insurance for my car.
我需要为我的车购买保险。
have insurance on sth
‘have insurance on’强调已投保的状态。
Do you have insurance on your house?
你的房子有保险吗？
Connections
Collocations
- life insurance
- 人寿保险
- He bought a life insurance policy to protect his family.他买了一份人寿保险单来保护他的家人。
- health insurance
- 健康保险
- Many employers provide health insurance as a benefit.许多雇主提供健康保险作为福利。
- car insurance
- 汽车保险
- You need to pay for car insurance before driving on the road.开车上路前需要支付汽车保险。
- insurance policy
- 保险单
- Read the terms of your insurance policy carefully.仔细阅读你的保险单条款。
- insurance company
- 保险公司
- The insurance company denied the claim.保险公司拒绝了索赔。
- insurance premium
Learner notes
Memory Tip
保险就是‘in sure’，让你在确定中无忧。
Context & Register
多用于金融、法律及日常生活场景，语体正式与非正式兼有。
Grammar Note
通常不可数，但指多种保险时可数。
Pronunciation & Spelling
None of these words rhyme with 'insurance' (/ɪnˈʃɔːɹəns/). Words like 'performance' and 'importance' share the stressed vowel /ɔː/ but differ in following consonants. 'Assurance' and 'endurance' have /ʊr/ instead of /ɔːr/. 'Maintenance' and 'appearance' have different stress and vowels.
High-value vocabulary
该词属于 Oxford 核心词汇，值得优先掌握常见搭配和句型。
Usage priority
Collins 词频等级为 4，建议结合例句记忆，而不是只背中文释义。
Learn the forms together
页面下方列出了常见词形变化。学习时注意它们在句子中的语法位置。
Dictionary facts from DICTIONARY_API_DEV, ECDICT, WIKTIONARY.