Word · Frequency #16432
unsecured
未固定牢的；未系紧的
not firmly fastened or secured
- 1.
Not physically secured; not fastened; not attached.
未物理固定的；未系紧的；未附着的。
- 2.
Not made secure in any sense.
未在任何意义上得到保障的。
- 3.
Of a loan or guarantee, without collateral.
(贷款或担保)无抵押的；无担保品的。
无担保的；无抵押的；未物理固定的；未系紧的；未附着的。；未在任何意义上得到保障的。；(贷款或担保)无抵押的；无担保品的。；无担保的；[经] 无担保的
In use
She applied for an unsecured loan to pay for her kitchen renovation.
An unsecured credit card usually charges a higher interest rate than a secured card.
The loan is unsecured, so the lender cannot automatically take your property if you stop paying.
unsecured + noun
此结构用于金融语境，指没有抵押或担保的贷款、债务等。
The company took out an unsecured loan to cover its debts.
这家公司为了偿还债务申请了一笔无担保贷款。
be unsecured
此结构多用于物理意义，表示未固定牢或未系紧。
The window was unsecured, so the thief got in easily.
那扇窗户没有锁好，所以小偷轻易就进来了。
leave sth unsecured
这是“使某物处于未固定状态”的常用表达，强调人为疏忽。
Connections
Collocations
- unsecured loan
- 无抵押贷款
- He used an unsecured loan to pay for the renovation.他用无抵押贷款支付翻修费用。
- unsecured debt
- 无担保债务
- Credit card balances are usually unsecured debt.信用卡余额通常属于无担保债务。
- unsecured credit card
- 无担保信用卡
- With no credit history, she started with an unsecured credit card.由于没有信用记录，她先从无担保信用卡开始。
- unsecured creditor
- 无担保债权人
- Unsecured creditors may receive little if the company goes bankrupt.如果公司破产，无担保债权人可能拿不到多少钱。
- unsecured bond
- 无担保债券
- The company issued unsecured bonds to raise capital.该公司发行无担保债券来筹集资金。
- unsecured load
Learner notes
Memory Tip
前缀un-表示“未”，secured是“已 secured”，联想：没 secured = 没固定牢 / 没抵押担保。
Context & Register
语域：mixed 常见场景：everyday safety/physical fastening、finance/lending 该词两个主要含义的语域不同：表示“未固定牢/未系紧”时通常用于日常安全描述；表示“无担保/无抵押”（如贷款）时多用于金融、法律等正式场合。整体属于中性偏正式，需根据搭配对象判断。
Grammar Note
金融语境中常作定语修饰 loan、debt 等；物理语境中可作表语表示“未固定牢的”。
Pronunciation & Spelling
与 unsecured 尾音 /kjʊəd/ 押韵的词有 secured、cured、procured、obscured 和 insured（注意 insured 拼作 -sured，不是 -cured）。形近但音不同的是 unsure /ʌnˈʃʊə/：它没有词尾的 /d/，且辅音为 /ʃ/ 而非 /kj/，切勿混淆。
Usage priority
Collins 词频等级为 1，建议结合例句记忆，而不是只背中文释义。
Dictionary facts from ECDICT, WIKTIONARY.