Word · Frequency #19998
underwrite
担保；承保；承销
guarantee financial support of
及物用法
- 1.
To write below or under; subscribe.
写在下方；签署。
- 2.
To sign; to put one's name to.
签名；署上自己的名字。
- 3.
To agree to pay by signing one's name; subscribe.
通过签名同意支付；认购。
- 4.
Specifically, to assume financial responsibility for something, and guarantee it against failure.
特指承担财务责任并担保其不致失败。
- 5.
To act as an underwriter.
担任承保人。
- 6.
To support, lend support to, guarantee the basis of.
支持；为......提供保障；担保其基础。
从事承保业务；担任承保人；写在下方；签署。；签名；署上自己的名字。；通过签名同意支付；认购。；特指承担财务责任并担保其不致失败。
In use
The bank agreed to underwrite the cost of the new community center.
After inspecting the building, the insurance company underwrote the policy.
The publisher refused to underwrite the author's first novel because they thought it was too risky.
underwrite sth
及物动词用法，后接项目、费用、保单等宾语，表示提供资金担保或承保。
The bank underwrote the entire project.
银行为整个项目提供了资金担保。
be underwritten by sb/sth
被动语态，强调资金或保障来源，多用于正式语体。
The research was underwritten by a private foundation.
这项研究由一家私人基金会资助。
Verb forms
base underwrite · third person underwrites · -ing underwriting · past underwrote · past participle underwritten
underwrite 是不规则动词，过去式 underwrote，过去分词 underwritten；常见于金融或保险语境。
Connections
Collocations
- underwrite a loan
- 为贷款提供担保
- The bank agreed to underwrite a loan for the new factory.银行同意为新工厂的贷款提供担保。
- underwrite insurance
- 承保保险
- These companies underwrite insurance for large commercial ships.这些公司为大型商船承保保险。
- underwrite the risk
- 承担风险
- By setting the premium, the underwriter agrees to underwrite the risk.通过设定保费，承保人同意承担该风险。
- underwrite a bond issue
- 承销债券发行
- The investment bank agreed to underwrite a bond issue for the government.这家投资银行同意为政府承销一次债券发行。
- underwrite the costs
- 承担费用
- A local charity will underwrite the costs of the event.一家当地慈善机构将承担这次活动的费用。
Learner notes
Memory Tip
在文件下方(under)写下(write)自己的名字，表示承诺担保或承保。
Context & Register
语域：formal 常见场景：金融、保险、法律文书 通常用于正式或专业语境，多出现在金融、保险或法律文件中，日常口语中较少使用。
Grammar Note
作及物动词时意为“给…保险；签名于下”，作不及物动词时意为“经营保险业”。
Pronunciation & Spelling
underwrite 的重音在第一个音节，但末尾 -write 仍读作 /raɪt/（与 right 同音）。overwrite 和 rewrite 同样以 -write 结尾并读 /raɪt/；white 和 kite 用 -ite 拼写这个读音，right 和 night 用 -ight 拼写。注意 underweight /ˌʌndəˈweɪt/ 是形近词，但结尾读 /weɪt/，与 -write 不同。
Usage priority
Collins 词频等级为 2，建议结合例句记忆，而不是只背中文释义。
Learn the forms together
页面下方列出了常见词形变化。学习时注意它们在句子中的语法位置。
Dictionary facts from ECDICT, WIKTIONARY.