1
a mutual
a mutual 是 a mutual fund 的简称，常见于日常财务语境。
He bought a mutual in his brokerage account.
他在券商账户里买了一只共同基金。
共同基金
先理解核心含义，再看它在真实句子里的用法。
共同基金
mutual fund
He bought a mutual in his brokerage account.
他在券商账户里买了一只共同基金。
共同基金。
A mutual fund.
互助组织
A mutual organization.
She decided to put some of her savings into a mutual.
她决定把一部分积蓄投入共同基金。
The credit union is a mutual, owned by its members.
这家信用合作社是一个互助组织，由其成员所有。
Many investors prefer mutuals because they spread risk.
许多投资者更喜欢共同基金，因为它们分散风险。
a mutual 是 a mutual fund 的简称，常见于日常财务语境。
He bought a mutual in his brokerage account.
他在券商账户里买了一只共同基金。
Mutuals let small investors own a diversified portfolio.
共同基金让小额投资者能拥有多元化的投资组合。
这里 a mutual 指互助型机构（如互助保险公司），其所有权归会员。
Members of a mutual elect the board of directors.
互助组织的成员选举董事会。
Not this
I invested a mutual last year.
Use this
I invested in a mutual last year.
英语中要说 invest in something（投资于某物），介词 in 不能省略。汉语的“投资”可以直接接宾语，但英语的 invest 是不及物动词，需加 in 才能接“mutual（共同基金）”。补上 in 后语义才完整。
Not this
Our company set up two mutual for employees.
Use this
Our company set up two mutuals for employees.
mutual 作名词表示“互助组织/共同基金”时可数，复数形式为 mutuals。汉语名词没有复数后缀，学习者容易漏掉 -s；用 two 修饰时必须用复数 mutuals，与数词 two 保持一致。
Choose the next layer that will help you use mutual with more confidence.
Includes Synonyms & Antonyms
Expand your vocabulary with synonyms and antonyms.
Focus on the distinctions below. Other candidates are kept compact until a reliable usage note is available.
以互助组织的形式运营
Many building societies operate as mutuals, focusing on members' needs.
许多建房互助协会以互助组织的形式运营，专注于成员的需求。
从互助组织转变为上市有限公司
The building society converted from a mutual to a plc in 1997.
这家建房互助协会于1997年从互助组织转变为上市有限公司。
互助组织与合作社
The report supports new forms of mutuals and cooperatives in local communities.
该报告支持在当地社区发展新型互助组织和合作社。
Use mutual naturally, then get feedback on meaning, tone, grammar, and phrasing.
Revisit a common error or keep this word in your review list.
mutual 本义是“相互的”，作名词指“共同基金”：想象一群人相互出力、共同凑钱投资。
语域：neutral 常见场景：finance、business 作名词时，多用于金融和商业领域，可指共同基金，也可指互助组织（如互助保险公司）。通常属于正式或专业用语，日常口语较少单独使用；表达基金时常说 mutual fund，单独说 a mutual 较简略。
这些词都拼作 -tual，结尾普遍读 /tʃuəl/，但重读元音各不相同，因此与 mutual（重音在首音节 /mjuː/）都不押韵。注意不要只看拼写而误以为它们同韵。
Dictionary facts from DICTIONARY_API_DEV, ECDICT, WIKTIONARY.