Word · CEFR B2 · Frequency #2483
mortgage
抵押贷款；按揭
核心释义
A legal agreement in which real property is used as collateral for a loan to buy or refinance it.
- 1.
借款人将不动产作为抵押物以获取购买或再融资该房产贷款的合法协议。
A legal agreement in which a borrower pledges real property as collateral for a loan used to purchase or refinance that property.
借款人将不动产作为抵押物以获取购买或再融资该房产贷款的合法协议。；抵押；约束性义务；抵押借款
用法In use
They took out a mortgage to buy their first home.
用法提示：mortgage 作名词，表示抵押贷款。
The bank approved her mortgage application last week.
用法提示：mortgage 作名词，修饰 application。
He is still paying off his mortgage after twenty years.
用法提示：mortgage 作名词，指抵押贷款债务。
take out a mortgage
常用搭配，表示申请并获得抵押贷款。
They took out a mortgage to buy their first home.
他们办理了抵押贷款买了第一套房子。
pay off a mortgage
表示还清贷款。
He finally paid off his mortgage after 30 years.
相关词与表达Connections
搭配Collocations
- take out a mortgage
- 办理抵押贷款
- They decided to take out a mortgage to buy a house.他们决定办理抵押贷款买房。
- pay off a mortgage
- 还清抵押贷款
- It took them 30 years to pay off their mortgage.他们花了30年还清抵押贷款。
- mortgage rate
- 抵押贷款利率
- Mortgage rates have dropped to historic lows.抵押贷款利率已降至历史低点。
- mortgage payment
- 月供；抵押贷款还款额
- Their monthly mortgage payment is $1,200.他们每月的抵押贷款还款额为1200美元。
- mortgage lender
学习提示Learner notes
记忆技巧Memory Tip
把房子'押'给银行，还不上就'死'路一条（mort死+gage押）。
语境与语域Context & Register
register: neutral or formal; typical settings: finance, law, real estate. Note_zh: 多用于金融、法律及房地产领域，日常口语中也较常见，但正式文档中更倾向于正式语体。
发音与拼写Pronunciation & Spelling
These words share the -age ending but have different vowel sounds before it. Baggage, luggage, cottage, image, and village end with the same unstressed /ɪdʒ/ syllable. Engage has a stressed /eɪdʒ/ ending, so it looks similar but sounds different.
用法优先级Usage priority
Collins 词频等级为 4，建议结合例句记忆，而不是只背中文释义。
一起学习词形Learn the forms together
页面下方列出了常见词形变化。学习时注意它们在句子中的语法位置。
Dictionary facts from ECDICT, WIKTIONARY, WORDNET.