1
the insured
the insured 可作单数或复数，根据上下文判断。
The insured must notify the insurer immediately.
被保险人必须立即通知保险公司。
被保险人
先理解核心含义，再看它在真实句子里的用法。
被保险人
The person or persons whose interests are protected by an insurance policy.
The insured must notify the insurer immediately.
被保险人必须立即通知保险公司。
利益受保险单保护的人。
The person or persons whose interests are protected by an insurance policy.
The insured must provide accurate information when applying for the policy.
被保险人在申请保单时必须提供准确信息。
After the accident, the insured filed a claim with the insurance company.
事故发生后，被保险人向保险公司提出了索赔。
The insurance company will compensate the insured for the loss.
保险公司将赔偿被保险人的损失。
the insured 可作单数或复数，根据上下文判断。
The insured must notify the insurer immediately.
被保险人必须立即通知保险公司。
所有格形式 insured's 用于修饰名词。
The insured's identity was verified.
被保险人的身份已得到核实。
介词 for 后接 the insured，表示‘对被保险人而言’。
This clause is favorable for the insured.
该条款对被保险人有利。
具体指多个被保险人时可用规则复数 insureds。
Both insureds submitted separate claims.
两位被保险人分别提交了索赔。
Not this
The policy protects the insurer against liability.
Use this
The policy protects the insured against liability.
保险公司是“insurer”，而受保险单保护的人才是“insured”。保单保障的是被保险人，不是保险公司，所以这里应用“insured”。
Not this
The insured of this policy must be at least 18 years old.
Use this
The insured under this policy must be at least 18 years old.
英语中“insured”与“under”搭配，表示“在某保险单下的被保险人”，而不是从中文“的”直译过来的“of”。因此要说“the insured under this policy”。
Focus on the distinctions below. Other candidates are kept compact until a reliable usage note is available.
被保险人
The insured must report any changes in risk to the insurer.
被保险人必须向保险人报告任何风险变化。
指定被保险人
The named insured is listed on the first page of the policy.
指定被保险人列于保单首页。
被保险方
The insured party has the right to claim compensation after the loss.
被保险方有权在损失发生后索赔。
被保险人提出的索赔
The insurer will process any claim by the insured within ten working days.
保险人将在十个工作日内处理被保险人提出的索赔。
被保险人的义务
The duties of the insured include disclosing all material facts.
被保险人的义务包括披露所有重要事实。
被保险人的权利
The rights of the insured are clearly stated in the policy documents.
被保险人的权利在保单文件中明确规定。
Use insured naturally, then get feedback on meaning, tone, grammar, and phrasing.
Revisit a common error or keep this word in your review list.
insured 里有 sure：买了保险（insure）后心里踏实（sure），利益受保单保护的人就是被保险人。
语域：formal 常见场景：保险合同、理赔文件、法律条款 insured 作名词时是正式的法律/保险用语，通常出现在保险合同、理赔材料或法律文书中；日常口语较少单独使用，更常见的说法是 the person who is insured 或 the policyholder。
通常与定冠词连用，指被保险人，可单数也可集合。
Dictionary facts from ECDICT, WIKTIONARY, WORDNET.