Word · Frequency #15524
collateral
担保品；抵押品
something of value pledged as security for a loan
常用于金融/法律语境。
- 1.
A security or guarantee (usually an asset) pledged for the repayment of a loan if one cannot procure enough funds to repay.
- 2.
A branch of a bodily part or system of organs.
- 3.
Printed materials or content of electronic media used to enhance sales of products (short form of collateral material).
- 4.
A thinner blood vessel providing an alternate route to blood flow in case the main vessel becomes occluded.
- 5.
An instance of hitting two or more targets, often enemy players, with a single shot, usually when they are lined up behind each other.
旁系亲属；担保品
In use
The bank will lend you the money only if you can put up some form of collateral.
She used her apartment as collateral to obtain a business loan from the local bank.
If the borrower stops making payments, the lender has the right to seize the collateral.
use sth as collateral
名词用法，指为借款提供的担保物；固定搭配 'as collateral' 表示“作为抵押品”。
They used their house as collateral for the loan.
他们用房子作为贷款的抵押品。
cause collateral damage
形容词用法，多用于军事或新闻报道，指意外造成的非目标损伤；'collateral damage' 是常用搭配。
The military operation caused significant collateral damage.
这次军事行动造成了重大的附带损害。
be a collateral relative
Connections
Collocations
- provide collateral
- 提供抵押品
- The company was unable to provide collateral for the loan.这家公司无法为贷款提供抵押品。
- use as collateral
- 用作抵押品
- You can use your car as collateral for the loan.你可以用你的汽车作为贷款的抵押品。
- collateral requirements
- 抵押品要求
- The bank has strict collateral requirements for small businesses.银行对小企业有严格的抵押品要求。
- collateral damage
- 附带损害
- The airstrike caused collateral damage in the village.空袭在村庄里造成了附带损害。
- collateral evidence
- 佐证
- The detective found collateral evidence that connected the suspect to the crime.侦探找到了将嫌疑人与该案联系起来的佐证。
Learner notes
Memory Tip
联想：co-共同 + lateral侧面，抵押品就像贷款侧面并排的保障，也有“并行的/旁系的”含义。
Context & Register
语域：mixed 常见场景：银行与贷款、合同与法律文书、日常讨论抵押借款 在表示“担保品、抵押品”时，这个词的正式程度随场合变化：多用于银行、金融和法律等正式语境，也常见于日常讨论以财产担保借款的场合。更口语的说法可用“抵押品”或“担保物”。
Pronunciation & Spelling
lateral、bilateral、unilateral、multilateral、equilateral 的重读部分均为 /ˈlætərəl/，与 collateral 的 /ˈlætərəl/ 押韵；literal 拼写相近，但读作 /ˈlɪtərəl/，重音和元音不同，不押韵。
Usage priority
Collins 词频等级为 1，建议结合例句记忆，而不是只背中文释义。
Learn the forms together
页面下方列出了常见词形变化。学习时注意它们在句子中的语法位置。
Dictionary facts from ECDICT, WIKTIONARY.