Word · Frequency #17018
annuity
年金
income from capital investment paid in a series of regular payments
- 1.
A right to receive amounts of money regularly over a certain fixed period, in perpetuity, or, especially, over the remaining life or lives of one or more beneficiaries.
- 2.
income from capital investment paid in a series of regular payments
资本投资的定期收入
资本投资的定期收入；年金保险；年金领受权；[医] 年金；年俸
In use
After retiring, she receives a monthly annuity from her pension fund.
He decided to invest a lump sum in an annuity to guarantee steady income for life.
The insurance company offers annuities that pay out quarterly.
his retirement fund was set up to be paid as an annuity
receive an annuity from [source]
表示“从……领取年金”时，介词用from；receive也可换为get或collect。
Many retirees receive an annuity from their pension fund.
许多退休人员从养老基金领取年金。
buy an annuity
购买年金常用buy或purchase；年金是一种投资产品。
She decided to buy an annuity with her retirement savings.
她决定用退休积蓄购买一份年金。
Connections
Collocations
- fixed annuity
- 固定年金
- She chose a fixed annuity to guarantee a steady income after retirement.她选择了一份固定年金，以确保退休后有稳定的收入。
- variable annuity
- 变额年金
- A variable annuity may offer higher returns but comes with more risk.变额年金可能带来更高回报，但风险也更大。
- annuity payments
- 年金给付
- He receives monthly annuity payments from his pension plan.他每月从养老金计划中领取年金给付。
- buy an annuity
- 购买年金
- Many retirees buy an annuity to secure a regular income.许多退休人员购买年金以获得定期收入。
Synonyms
- pension
- 养老金 · 仅用于退休后由雇主或政府支付的固定款项；个人购买的商业年金通常不用 pension。
Learner notes
Memory Tip
联想 annual（每年）：每年固定领到的钱就是 annuity 年金。
Context & Register
语域：formal 常见场景：Retirement planning、Insurance contracts、Investment and finance documents 该词属于正式、书面化的金融术语，通常用于退休规划、保险合同及投资理财等专业场景，日常口语中较少使用。
Pronunciation & Spelling
这些词与 annuity 含相同的 -uity 或 ann 拼写。其中 continuity、ingenuity、gratuity、ambiguity 的重读元音及后接音均为 /uəti/，与 annuity 押韵。注意 annual /ˈænjuəl/ 和 annul /əˈnʌl/ 虽以 "ann" 开头，但发音不同，不押韵。
Usage priority
Collins 词频等级为 1，建议结合例句记忆，而不是只背中文释义。
Learn the forms together
页面下方列出了常见词形变化。学习时注意它们在句子中的语法位置。
Dictionary facts from ECDICT, WIKTIONARY.