1
receive an annuity from [source]
表示“从……领取年金”时，介词用from；receive也可换为get或collect。
Many retirees receive an annuity from their pension fund.
许多退休人员从养老基金领取年金。
年金
先理解核心含义，再看它在真实句子里的用法。
年金
income from capital investment paid in a series of regular payments
Many retirees receive an annuity from their pension fund.
许多退休人员从养老基金领取年金。
A right to receive amounts of money regularly over a certain fixed period, in perpetuity, or, especially, over the remaining life or lives of one or more beneficiaries.
资本投资的定期收入
income from capital investment paid in a series of regular payments
After retiring, she receives a monthly annuity from her pension fund.
退休后，她每月从养老基金领取一笔年金。
AI contextual example
He decided to invest a lump sum in an annuity to guarantee steady income for life.
他决定将一笔整笔资金投入年金保险，以保证终身有稳定的收入。
AI contextual example
The insurance company offers annuities that pay out quarterly.
这家保险公司提供按季度支付的年金产品。
AI contextual example
his retirement fund was set up to be paid as an annuity
他的退休基金设定为按年金方式支付
WordNet
表示“从……领取年金”时，介词用from；receive也可换为get或collect。
Many retirees receive an annuity from their pension fund.
许多退休人员从养老基金领取年金。
购买年金常用buy或purchase；年金是一种投资产品。
She decided to buy an annuity with her retirement savings.
她决定用退休积蓄购买一份年金。
说明年金的金额时，用介词of连接具体数额。
He receives an annuity of $2,000 per month.
他每月领取2,000美元的年金。
支付年金的主体通常是保险公司或雇主，用pay接双宾语。
The insurance company pays her an annuity every quarter.
保险公司每季度向她支付年金。
Not this
He bought annuity to prepare for retirement.
Use this
He bought an annuity to prepare for retirement.
annuity 是可数名词，表示“一份年金保险”或“一笔年金”时前面需要冠词；汉语“买年金”没有冠词，直译容易漏掉 an。加上 an 后才符合英语单数可数名词的规则。
Not this
Her annuity salary is one hundred thousand dollars.
Use this
Her annual salary is one hundred thousand dollars.
annuity 是名词，意为“年金、年金保险”，不能用作形容词修饰 salary；表示“年薪”应使用形容词 annual。汉语中“年薪”与“年金”字形相近，容易把 annuity 误当成 annual。
Focus on the distinctions below. Other candidates are kept compact until a reliable usage note is available.
固定年金
She chose a fixed annuity to guarantee a steady income after retirement.
她选择了一份固定年金，以确保退休后有稳定的收入。
变额年金
A variable annuity may offer higher returns but comes with more risk.
变额年金可能带来更高回报，但风险也更大。
年金给付
He receives monthly annuity payments from his pension plan.
他每月从养老金计划中领取年金给付。
购买年金
Many retirees buy an annuity to secure a regular income.
许多退休人员购买年金以获得定期收入。
Use annuity naturally, then get feedback on meaning, tone, grammar, and phrasing.
Revisit a common error or keep this word in your review list.
联想 annual（每年）：每年固定领到的钱就是 annuity 年金。
语域：formal 常见场景：Retirement planning、Insurance contracts、Investment and finance documents 该词属于正式、书面化的金融术语，通常用于退休规划、保险合同及投资理财等专业场景，日常口语中较少使用。
这些词与 annuity 含相同的 -uity 或 ann 拼写。其中 continuity、ingenuity、gratuity、ambiguity 的重读元音及后接音均为 /uəti/，与 annuity 押韵。注意 annual /ˈænjuəl/ 和 annul /əˈnʌl/ 虽以 "ann" 开头，但发音不同，不押韵。
Dictionary facts from ECDICT, WIKTIONARY.