1
owe sb sth
间接宾语（sb）放在直接宾语（sth）之前。
I owe him $10.
我欠他10美元。
欠；欠债
owed — past of owe
先理解核心含义，再看它在真实句子里的用法。
欠；欠债
To be in debt to someone; to need to pay back money or return a favor.
I owe him $10.
我欠他10美元。
欠债；负有债务。
To have debt; to be in debt.
归因于；归功于；由于(与to连用)。
To have as a cause; used with to.
owe
Base
原形
owes
3rd person
第三人称单数
owing
-ing
现在分词
owed
Past
过去式
owed
Past participle
过去分词
I owe him $10.
我欠他10美元。
She owed me an apology.
她欠我一个道歉。
He is owing money to the bank.
他欠银行钱。
We have owed them gratitude for years.
我们多年来一直欠他们感激之情。
及物动词，常与to连用
I owe my friend $50 for the concert tickets.
我因为演唱会门票欠朋友50美元。
She owes her success to hard work and determination.
她把成功归功于努力工作和决心。
I still owe you an apology for my rude behavior yesterday.
我仍欠你一个道歉，为我昨天的粗鲁行为。
间接宾语（sb）放在直接宾语（sth）之前。
I owe him $10.
我欠他10美元。
用于表示归因或感恩。
She owes her success to hard work.
她把成功归功于努力工作。
表示因受恩惠而有责任做某事。
I owe it to my parents to study hard.
我欠父母的，要努力学习。
Not this
I owe to him $100.
Use this
I owe him $100.
及物动词 'owe' 后面可直接跟间接宾语和直接宾语，无需介词 'to'。'owe someone something' 是正确结构。
Not this
I own you an apology.
Use this
I owe you an apology.
'own' 意为'拥有'，不表示欠情；'owe' 才表示欠（债、情等）。注意发音区别。
Focus on the distinctions below. Other candidates are kept compact until a reliable usage note is available.
欠钱
I owe him a lot of money for the car repairs.
我欠他很多修车的钱。
欠债
The company owes a huge debt to the bank.
这家公司欠银行巨额债务。
应该道歉
You owe me an apology for your rude behavior.
你应该为你的粗鲁行为向我道歉。
应该感谢
We owe thanks to all the volunteers for their hard work.
我们应该感谢所有志愿者的辛勤工作。
归功于
She owes her success to her parents' support.
她把成功归功于父母的支持。
效忠
Citizens owe allegiance to their country.
公民应该效忠自己的国家。
认为自己有必要（做某事）；理应（获得）
After working so hard, you owe it to yourself to take a vacation.
工作这么辛苦，你理应给自己放个假。
感激某人；欠某人一份人情
I owe a debt of gratitude to my teachers for their guidance.
我欠老师们一份感激之情，感谢他们的指导。
欠某人一个道歉
I realize I was rude; I owe you an apology.
我意识到自己很粗鲁，欠你一个道歉。
你有责任让自己成为最好的自己。
I always remember Oprah's words: you owe it to yourself to be the best you can possibly be.
我始终记得奥普拉的话：你有责任让自己成为最好的自己。
我欠你一个人情。
After helping me move, he said 'I owe you one.'
帮我搬家后，他说‘我欠你一个人情。’
Use owed naturally, then get feedback on meaning, tone, grammar, and phrasing.
Revisit a common error or keep this word in your review list.
想象字母O像一个圆圈，象征欠别人的债务，说‘Oh，我欠你钱’。
常见场景：日常借贷、感谢或归功 中性语域，适用于金钱债务和抽象欠义，在日常和通用书面语中常见，较少用于极正式场合。
All listed words share the /oʊ/ vowel sound and the '-ow' spelling pattern, which is identical to the '-ow' in 'owe' (the final 'e' is silent). No common lookalikes with different sounds are listed.
Dictionary facts from ECDICT, WIKTIONARY.