Word · CEFR C1 · Frequency #9950
overdrafts
透支；透支额
overdrafts is the plural of overdraft.
an amount of money that you owe to a bank when you have taken out more money than you had in your account
- 1.
The act of overdrawing a bank account.
透支银行账户的行为
- 2.
The amount overdrawn.
透支金额
- 3.
The maximum amount that may be overdrawn.
可透支的最大金额
- 4.
The extraction of groundwater from an aquifer beyond the safe yield or equilibrium yield.
从含水层中提取超过安全产量或平衡产量的地下水
- 5.
A series of flues in a furnace; the current of air forced through them.
炉子中的一系列烟道；强制通过的气流
透支银行账户的行为；透支金额；可透支的最大金额；从含水层中提取超过安全产量或平衡产量的地下水；炉子中的一系列烟道；强制通过的气流
In use
I accidentally went into an overdraft when my direct debit was taken out before my salary was deposited.
The bank charges a high fee for each overdraft, so try to keep your account in credit.
To avoid unnecessary overdrafts, set up a low balance alert on your mobile banking app.
have/run up an overdraft
表示有透支或产生透支。
He had an overdraft of £500.
他透支了500英镑。
overdraft facility/limit
与名词搭配表示透支服务或限额。
The bank offers an overdraft facility for students.
银行为学生提供透支便利。
be in overdraft
表示账户处于透支状态。
Connections
Collocations
- bank overdraft
- 银行透支
- The company applied for a bank overdraft to cover its short-term cash flow problems.公司申请了银行透支以解决短期现金流问题。
- overdraft facility
- 透支便利
- Many banks offer an overdraft facility to their current account holders.许多银行向其活期账户持有人提供透支便利。
- overdraft limit
- 透支限额
- Exceeding your overdraft limit can result in high fees.超出透支限额可能会产生高额费用。
- overdraft protection
- 透支保护
- Overdraft protection can prevent declined transactions and costly fees.透支保护可以防止交易被拒和高额费用。
- arrange an overdraft
- 安排透支
- She arranged an overdraft with her bank to pay for unexpected repairs.她与银行安排了透支以支付意外的维修费用。
Learner notes
Memory Tip
over（超过）+ draft（汇票）= 透支，想象汇票金额被超过。
Context & Register
语域：formal 常见场景：banking、finance 通常用于正式金融场合，如银行、财务报告等。
Grammar Note
常与介词 on 连用，表示‘在……上的透支’
Pronunciation & Spelling
Words ending in '-aft' pronounced /æft/ (US) or /ɑːft/ (UK); all rhyme with 'overdraft' in both accents. No deceptive lookalikes.
Usage priority
Collins 词频等级为 1，建议结合例句记忆，而不是只背中文释义。
Learn the forms together
页面下方列出了常见词形变化。学习时注意它们在句子中的语法位置。
Dictionary facts from ECDICT, OCTANOVE, WIKTIONARY.