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have/run up an overdraft
表示有透支或产生透支。
He had an overdraft of £500.
他透支了500英镑。
透支；透支额
先理解核心含义，再看它在真实句子里的用法。
透支；透支额
an amount of money that you owe to a bank when you have taken out more money than you had in your account
He had an overdraft of £500.
他透支了500英镑。
透支银行账户的行为
The act of overdrawing a bank account.
透支金额
The amount overdrawn.
可透支的最大金额
The maximum amount that may be overdrawn.
从含水层中提取超过安全产量或平衡产量的地下水
The extraction of groundwater from an aquifer beyond the safe yield or equilibrium yield.
I accidentally went into an overdraft when my direct debit was taken out before my salary was deposited.
我的工资存入之前，直接借记被扣除了，导致我不小心透支了。
The bank charges a high fee for each overdraft, so try to keep your account in credit.
银行每次透支都会收取高额费用，所以尽量保持账户有余额。
To avoid unnecessary overdrafts, set up a low balance alert on your mobile banking app.
为避免不必要的透支，在手机银行应用上设置余额不足提醒。
表示有透支或产生透支。
He had an overdraft of £500.
他透支了500英镑。
与名词搭配表示透支服务或限额。
The bank offers an overdraft facility for students.
银行为学生提供透支便利。
表示账户处于透支状态。
My account is currently in overdraft.
我的账户目前处于透支状态。
与具体金额连用。
She has an overdraft of $200.
她有200美元的透支额。
Not this
I overdrafted my account.
Use this
I overdraw my account.
英语中 'overdraft' 是名词，表示透支额；动词应为 'overdraw'。此处混淆了词性。
Not this
I need to apply an overdraft.
Use this
I need to apply for an overdraft.
'apply' 表示申请时，需要介词 'for'。中文直译常漏掉介词，导致搭配错误。
Focus on the distinctions below. Other candidates are kept compact until a reliable usage note is available.
银行透支
The company applied for a bank overdraft to cover its short-term cash flow problems.
公司申请了银行透支以解决短期现金流问题。
透支便利
Many banks offer an overdraft facility to their current account holders.
许多银行向其活期账户持有人提供透支便利。
透支限额
Exceeding your overdraft limit can result in high fees.
超出透支限额可能会产生高额费用。
透支保护
Overdraft protection can prevent declined transactions and costly fees.
透支保护可以防止交易被拒和高额费用。
安排透支
She arranged an overdraft with her bank to pay for unexpected repairs.
她与银行安排了透支以支付意外的维修费用。
还清透支
He used his bonus to pay off his overdraft.
他用奖金还清了透支。
Use overdraft naturally, then get feedback on meaning, tone, grammar, and phrasing.
Revisit a common error or keep this word in your review list.
over（超过）+ draft（汇票）= 透支，想象汇票金额被超过。
语域：formal 常见场景：banking、finance 通常用于正式金融场合，如银行、财务报告等。
常与介词 on 连用，表示‘在……上的透支’
Dictionary facts from ECDICT, OCTANOVE, WIKTIONARY.