Word · Frequency #26449
reinsurance
再保险
核心释义
the sharing of insurance risks: part or all of an insurer's risk is taken on by other companies in exchange for part of the premium paid by the insured
- 1.
保险公司为分散承保风险而购买的保险,以降低单次巨额损失的风险；此类保险和巨灾债券可防止保险公司因意外巨额损失而破产。
Insurance purchased by insurance companies that spreads the risk associated with selling insurance around so the danger of one large monetary loss is minimized. Such insurance and catastrophe bonds are backstops to insurer insolvency from unexpectedly large losses.
保险公司为分散承保风险而购买的保险,以降低单次巨额损失的风险；此类保险和巨灾债券可防止保险公司因意外巨额损失而破产。；再保险金额；[医] 再保险
用法In use
After the flood, the insurance company bought reinsurance to cover the unexpected claims.
用法提示：此处『reinsurance』为名词，作动词 bought 的宾语，表示再保险。
Reinsurance reduces the financial impact of a single disaster on any one insurer.
用法提示：此处『reinsurance』为不可数名词，作句子主语，表示再保险安排。
She has worked in reinsurance for over a decade, advising clients on major risks.
用法提示：此处『reinsurance』为名词，作介词 in 的宾语，表示再保险行业或业务。
reinsurance of sth
reinsurance 常作不可数名词；指具体合同或险种时可用复数 reinsurances。
The reinsurance of large risks helps spread the financial burden.
大额风险的再保险有助于分散财务负担。
reinsurance for sb/sth
相关词与表达Connections
搭配Collocations
- reinsurance company
- 再保险公司
- The reinsurance company agreed to cover part of the insurer's losses.再保险公司同意承担保险公司部分损失。
- reinsurance market
- 再保险市场
- Global reinsurance market conditions have become more competitive.全球再保险市场竞争更加激烈。
- reinsurance premium
- 再保险费
- The primary insurer pays a reinsurance premium to transfer risk.原保险公司支付再保险费以转移风险。
- reinsurance contract
- 再保险合同
- Both parties signed a reinsurance contract before the policy took effect.双方在保单生效前签订了再保险合同。
- excess-of-loss reinsurance
学习提示Learner notes
记忆技巧Memory Tip
re（再）+ insurance（保险）→ 把保险的风险再转给其他公司，即再保险。
语境与语域Context & Register
语域：formal 常见场景：保险业、再保险合同、保险监管与金融 reinsurance 是专业性较强的术语，多用于保险业、合同及监管等正式场合；在日常口语中比较少见，通常出现在书面文件或专业讨论中。
语法说明Grammar Note
指具体的再保险协议或类型时可用复数，如 reinsurances；表示‘再保险’这一抽象行为时通常不可数。
发音与拼写Pronunciation & Spelling
与 reinsurance 真正押韵的是以 /ʃʊrəns/ 结尾的 insurance、assurance、reassurance。注意 insure、ensure 和 sure 拼写或发音相似，但分别读作 /ɪnˈʃʊr/、/ɪnˈʃʊr/ 和 /ʃʊr/，并不和 /ʃʊrəns/ 押韵。
一起学习词形Learn the forms together
页面下方列出了常见词形变化。学习时注意它们在句子中的语法位置。
Dictionary facts from ECDICT, WIKTIONARY.