Word · CEFR C1 · Frequency #9950
overdrafts
透支；透支额
overdrafts is the plural of overdraft.
核心释义
an amount of money that you owe to a bank when you have taken out more money than you had in your account
- 1.
透支银行账户的行为
The act of overdrawing a bank account.
- 2.
透支金额
The amount overdrawn.
- 3.
可透支的最大金额
The maximum amount that may be overdrawn.
- 4.
从含水层中提取超过安全产量或平衡产量的地下水
The extraction of groundwater from an aquifer beyond the safe yield or equilibrium yield.
- 5.
炉子中的一系列烟道；强制通过的气流
A series of flues in a furnace; the current of air forced through them.
透支银行账户的行为；透支金额；可透支的最大金额；从含水层中提取超过安全产量或平衡产量的地下水；炉子中的一系列烟道；强制通过的气流
用法In use
I accidentally went into an overdraft when my direct debit was taken out before my salary was deposited.
用法提示：overdraft作名词，表示账户余额不足时银行允许的透支状态。
The bank charges a high fee for each overdraft, so try to keep your account in credit.
用法提示：overdraft作名词，指一次透支行为或透支额度。
To avoid unnecessary overdrafts, set up a low balance alert on your mobile banking app.
用法提示：overdrafts作名词复数，指多次透支事件。
have/run up an overdraft
表示有透支或产生透支。
He had an overdraft of £500.
他透支了500英镑。
overdraft facility/limit
与名词搭配表示透支服务或限额。
相关词与表达Connections
搭配Collocations
- bank overdraft
- 银行透支
- The company applied for a bank overdraft to cover its short-term cash flow problems.公司申请了银行透支以解决短期现金流问题。
- overdraft facility
- 透支便利
- Many banks offer an overdraft facility to their current account holders.许多银行向其活期账户持有人提供透支便利。
- overdraft limit
- 透支限额
- Exceeding your overdraft limit can result in high fees.超出透支限额可能会产生高额费用。
- overdraft protection
- 透支保护
- Overdraft protection can prevent declined transactions and costly fees.透支保护可以防止交易被拒和高额费用。
- arrange an overdraft
学习提示Learner notes
记忆技巧Memory Tip
over（超过）+ draft（汇票）= 透支，想象汇票金额被超过。
语境与语域Context & Register
语域：formal 常见场景：banking、finance 通常用于正式金融场合，如银行、财务报告等。
语法说明Grammar Note
常与介词 on 连用，表示‘在……上的透支’
发音与拼写Pronunciation & Spelling
Words ending in '-aft' pronounced /æft/ (US) or /ɑːft/ (UK); all rhyme with 'overdraft' in both accents. No deceptive lookalikes.
用法优先级Usage priority
Collins 词频等级为 1，建议结合例句记忆，而不是只背中文释义。
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Dictionary facts from ECDICT, OCTANOVE, WIKTIONARY.