1
an + HMO
HMO 以元音音素开头，所以用 an。
She chose an HMO for its low premiums.
她选择了一家健康维护组织，因为保费低。
健康维护组织
先理解核心含义，再看它在真实句子里的用法。
健康维护组织
a group insurance plan that entitles members to services of participating hospitals, clinics, and physicians
She chose an HMO for its low premiums.
她选择了一家健康维护组织，因为保费低。
休克尔分子轨道法
n group insurance that entitles members to services of participating hospitals and clinics and physicians
I chose an HMO because it covers visits to my regular doctor.
我选择了HMO，因为它能报销我去固定医生处就诊的费用。
Under her HMO, she must get a referral from her primary care physician before seeing a specialist.
根据她的HMO规定，她必须先得到主治医生的转诊，才能去看专科医生。
The company offers both an HMO and a high-deductible plan, so you can compare the costs.
这家公司同时提供HMO和高免赔额计划，因此你可以比较费用。
HMO 以元音音素开头，所以用 an。
She chose an HMO for its low premiums.
她选择了一家健康维护组织，因为保费低。
HMO 可作定语修饰名词。
This HMO plan covers visits to the doctor.
这个健康维护组织计划涵盖看医生的费用。
常用被动结构表示“享有某健康维护组织的保险”。
He is covered by an HMO through his job.
他通过工作享有健康维护组织的保险。
Not this
I need to choose a HMO for my family.
Use this
I need to choose an HMO for my family.
HMO 的首字母 H 读作 /eɪtʃ/，以元音音素开头，所以要用 an，而不是 a。
Not this
She works for an HMO organization.
Use this
She works for an HMO.
HMO 是 Health Maintenance Organization 的缩写，O 已经代表 organization，再加 organization 会造成语义重复，应删去。
Focus on the distinctions below. Other candidates are kept compact until a reliable usage note is available.
加入健康维护组织
She joined an HMO to lower her medical costs.
她加入了一个健康维护组织以降低医疗费用。
健康维护组织计划
This HMO plan covers routine checkups.
这个健康维护组织计划涵盖常规体检。
健康维护组织的保险范围
HMO coverage usually requires referrals from a primary care doctor.
健康维护组织的保险范围通常需要初级保健医生的转诊。
健康维护组织成员
As an HMO member, you must choose a primary care physician.
作为健康维护组织成员，你必须选择一位初级保健医生。
健康维护组织医疗服务网络
The clinic is in the HMO network, so the visit is covered.
该诊所属于健康维护组织网络，因此就诊费用可以报销。
Use HMO naturally, then get feedback on meaning, tone, grammar, and phrasing.
Revisit a common error or keep this word in your review list.
把 hmo 想象成一张健康维护组织的会员卡：Health（健康）+ Maintenance（维护）+ Organization（组织），持卡到指定医院、诊所看病。
语域：neutral 常见场景：health insurance plans、employee benefits、healthcare administration HMO 通常指健康维护组织，多用于医疗保险和员工福利场景；在正式书面材料和日常口语中都比较自然，属于中性表达。
这些词都以字母 o 结尾，读音为 /oʊ/，与 HMO 中字母 O 的发音相同。注意：不要看到 o 就发 /oʊ/，如 who /huː/、to /tuː/、do /duː/ 发 /uː/；另外 mho 拼写虽像 HMO 的变位，但它读作 /moʊ/，而 HMO 是一个一个字母读的 /ˌeɪtʃ ɛm ˈoʊ/。
Dictionary facts from ECDICT, WIKTIONARY.