Word · Frequency #26083
deductibles
免赔额；自付额
deductibles is the plural of deductible.
the amount you must pay for an insured loss before the insurance company pays
- 1.
(taxes) an amount that can be deducted (especially for the purposes of calculating income tax)
(税收)可扣除的金额(尤指计算所得税时)
- 2.
a clause in an insurance policy that relieves the insurer of responsibility to pay the initial loss up to a stated amount
保险单中免除保险人赔偿一定金额以下初始损失的条款
可扣除额；(税收)可扣除的金额(尤指计算所得税时)；保险单中免除保险人赔偿一定金额以下初始损失的条款；可扣除的；[经] 可减的
In use
Before the insurance company covers the damage, you must pay your deductible.
You can claim a tax deductible for donations to registered charities.
The deductibles for health insurance plans can vary significantly.
a deductible of [amount]
常用 of 结构引出具体金额，多见于健康保险、车险等语境。
The insurance plan has a deductible of $1,000.
该保险计划有1000美元的免赔额。
pay the deductible
在保险理赔中，通常需要被保险人先承担免赔额部分。
You must pay the deductible before the insurance company covers the rest.
你必须先支付免赔额，保险公司才会赔偿其余部分。
the deductible on [policy]
on 后面接具体的保险险种，如 car insurance、health insurance 等。
Connections
Collocations
- insurance deductible
- 保险免赔额
- You should check the insurance deductible before filing a claim.提出索赔前，你应查看保险免赔额。
- high deductible
- 高免赔额
- A high deductible means you pay more out of pocket for medical expenses.高免赔额意味着你需要自付更多的医疗费用。
- low deductible
- 低免赔额
- She prefers a low deductible so the insurer covers more of the initial loss.她偏好低免赔额，这样保险公司会承担更多初始损失。
- pay the deductible
- 支付免赔额
- He had to pay the deductible before his car insurance covered the repairs.他必须先支付免赔额，他的汽车保险才会赔付修理费。
- deductible amount
- 免赔额；可扣除金额
- The deductible amount is clearly stated in the policy.免赔额在保单中有明确规定。
Learner notes
Memory Tip
deductible 可拆成 deduct(减去)+ible(可…的)；想象保险账单上先被“减去”的那笔钱，就是免赔额。
Context & Register
语域：mixed 常见场景：tax filing、insurance claims 该名词义横跨税务和保险领域：税务中较正式，保险中日常也常见，具体需根据语境判断。
Pronunciation & Spelling
Words sharing the root 'deduc-' (deduct, deduction, deductive) all start with /dɪˈdʌk/ but do not rhyme with the -ible ending. Possible, visible, and terrible have the same unstressed written ending -ible and sound /əbəl/, but their stress is on the first syllable, so they are spelling lookalikes, not rhymes with deductible.
Learn the forms together
页面下方列出了常见词形变化。学习时注意它们在句子中的语法位置。
Dictionary facts from ECDICT, WIKTIONARY, WORDNET.