pay a premium for sth
premium 表示高于正常的价格或费用。
She had to pay a premium for the rare book.
她不得不为这本稀有书支付额外费用。
保险费；保费
premia — plural of premium
溢价；额外费用；额外报酬；奖金；奖品；奖赏；赠品；优惠品；货币兑换手续费
an amount paid for an insurance policy
奖品；奖金。
A prize or award.
保险费
payment for insurance
赠品；优惠品。
Something offered at a reduced price as an inducement to buy something else.
稀缺物品的溢价
the amount that something in scarce supply is valued above its nominal value
额外奖金；津贴。
A bonus paid in addition to normal payments.
货币兑换手续费
a fee charged for exchanging currencies
保险费。
The amount to be paid for an insurance policy.
异常高的价值；高价。
An unusually high value.
(证券的)溢价；超过面值的部分。
The amount by which a security's value exceeds its face value.
I need to pay my car insurance premium by the end of the month.
我需要在月底前支付我的汽车保险费。
用法提示：premium 在此指保险费，是名词。
AI contextual example
The company's health insurance premiums have gone up this year.
这家公司的健康保险费今年上涨了。
用法提示：premiums 是 premium 的复数形式，表示多笔保险费。
AI contextual example
If you miss a premium payment, your coverage may be canceled.
如果你错过了一次保费支付，你的保险可能会被取消。
用法提示：premium 在此指单次保费支付。
AI contextual example
premium 表示高于正常的价格或费用。
She had to pay a premium for the rare book.
她不得不为这本稀有书支付额外费用。
表示稀缺而价高。
During the pandemic, hand sanitizer was at a premium.
疫情期间，洗手液非常紧缺（价格高昂）。
表示高度重视或奖励某事物。
The company puts a premium on creativity.
这家公司很重视创造力。
在保险语境中可与 premium 互换，但 premium 更正式且特指保险费用，payment 更通用
fee 侧重服务费，premium 侧重风险保费，但日常使用常混用
grammar · medium
易错句子I need to pay premium for my car insurance.
正确表达I need to pay a premium for my car insurance.
在英语中，可数单数名词前通常需要加冠词，"premium"作'保险费'讲时是可数名词，因此要说"a premium"而非单独使用"premium"。
grammar · medium
易错句子The premium of this policy is too high.
正确表达The premium for this policy is too high.
表示'某保单的保险费'时，应使用介词"for"而非"of"，这是固定搭配。"premium for"表示'为……支付的保险费'。
对于‘额外补贴’或‘保险费’中的额外费用，反义为‘折扣’
作为额外费用的反义，指惩罚性费用
发音相似，但premier指政府首脑或首要的，premium指保险费或奖金
拼写相近，但premise指逻辑前提或场所，premium指保险费或额外补贴
支付保险费
You need to pay a premium to keep your health insurance active.
你需要支付保险费以保持健康保险有效。
保险费
The insurance premium for my car increased this year.
我汽车今年的保险费上涨了。
保费支付
The premium payment is due by the end of the month.
保费支付应在月底前完成。
保险费率
Premium rates vary depending on your age and health.
保险费率根据你的年龄和健康状况而有所不同。
年度保险费
The annual premium for life insurance is quite affordable.
人寿保险的年度保险费相当实惠。
人寿保险费
He pays a monthly life insurance premium to cover his family.
他每月支付人寿保险费以保障家人。
insurance + premium
premium + quality
premium + price
premium + brand
premium + service
at + a + premium
保险费是购买保险所需支付的费用。
保险费根据保单的条款和风险确定。
保险费越高，通常保险范围越广。
额外补贴或奖金是premium的常见含义。
保险费是一种定期支付的费用。
稀缺；溢价
During the drought, water is at a premium.
干旱期间，水很稀缺。
高度重视；鼓励
The company puts a premium on customer service.
这家公司高度重视客户服务。
Dictionary facts from ECDICT, WIKTIONARY.