1
a deductible of [amount]
常用 of 结构引出具体金额，多见于健康保险、车险等语境。
The insurance plan has a deductible of $1,000.
该保险计划有1000美元的免赔额。
免赔额；自付额
先理解核心含义，再看它在真实句子里的用法。
免赔额；自付额
the amount you must pay for an insured loss before the insurance company pays
The insurance plan has a deductible of $1,000.
该保险计划有1000美元的免赔额。
(税收)可扣除的金额(尤指计算所得税时)
(taxes) an amount that can be deducted (especially for the purposes of calculating income tax)
保险单中免除保险人赔偿一定金额以下初始损失的条款
a clause in an insurance policy that relieves the insurer of responsibility to pay the initial loss up to a stated amount
Before the insurance company covers the damage, you must pay your deductible.
在保险公司赔偿损失之前，你必须先支付免赔额。
You can claim a tax deductible for donations to registered charities.
你可以为向注册慈善机构的捐款申请税收扣除额。
The deductibles for health insurance plans can vary significantly.
健康保险计划的免赔额可能差别很大。
常用 of 结构引出具体金额，多见于健康保险、车险等语境。
The insurance plan has a deductible of $1,000.
该保险计划有1000美元的免赔额。
在保险理赔中，通常需要被保险人先承担免赔额部分。
You must pay the deductible before the insurance company covers the rest.
你必须先支付免赔额，保险公司才会赔偿其余部分。
on 后面接具体的保险险种，如 car insurance、health insurance 等。
The deductible on our health insurance is quite high.
我们健康保险的免赔额相当高。
Not this
My insurance has a $500 deduction.
Use this
My insurance has a $500 deductible.
deduction 指从工资或税款中扣除的款项；保险单中由投保人先承担、超过后才由保险公司赔付的固定金额应使用名词 deductible（免赔额），不能用 deduction 代替。
Not this
Our health plan has $1,000 deductible.
Use this
Our health plan has a $1,000 deductible.
deductible 是可数名词单数，前面需要加冠词 a；漏掉冠词是受汉语“有1000美元免赔额”直译影响造成的错误。
Focus on the distinctions below. Other candidates are kept compact until a reliable usage note is available.
保险免赔额
You should check the insurance deductible before filing a claim.
提出索赔前，你应查看保险免赔额。
高免赔额
A high deductible means you pay more out of pocket for medical expenses.
高免赔额意味着你需要自付更多的医疗费用。
低免赔额
She prefers a low deductible so the insurer covers more of the initial loss.
她偏好低免赔额，这样保险公司会承担更多初始损失。
支付免赔额
He had to pay the deductible before his car insurance covered the repairs.
他必须先支付免赔额，他的汽车保险才会赔付修理费。
免赔额；可扣除金额
The deductible amount is clearly stated in the policy.
免赔额在保单中有明确规定。
免赔额条款
The deductible clause explains who bears the first part of the loss.
免赔额条款说明了损失的第一部分由谁承担。
Use deductible naturally, then get feedback on meaning, tone, grammar, and phrasing.
Revisit a common error or keep this word in your review list.
deductible 可拆成 deduct(减去)+ible(可…的)；想象保险账单上先被“减去”的那笔钱，就是免赔额。
语域：mixed 常见场景：tax filing、insurance claims 该名词义横跨税务和保险领域：税务中较正式，保险中日常也常见，具体需根据语境判断。
Words sharing the root 'deduc-' (deduct, deduction, deductive) all start with /dɪˈdʌk/ but do not rhyme with the -ible ending. Possible, visible, and terrible have the same unstressed written ending -ible and sound /əbəl/, but their stress is on the first syllable, so they are spelling lookalikes, not rhymes with deductible.
Dictionary facts from ECDICT, WIKTIONARY, WORDNET.