Word · Frequency #26083
deductible
免赔额；自付额
核心释义
the amount you must pay for an insured loss before the insurance company pays
- 1.
(税收)可扣除的金额(尤指计算所得税时)
(taxes) an amount that can be deducted (especially for the purposes of calculating income tax)
- 2.
保险单中免除保险人赔偿一定金额以下初始损失的条款
a clause in an insurance policy that relieves the insurer of responsibility to pay the initial loss up to a stated amount
可扣除额；(税收)可扣除的金额(尤指计算所得税时)；保险单中免除保险人赔偿一定金额以下初始损失的条款
用法In use
Before the insurance company covers the damage, you must pay your deductible.
用法提示：此处 'deductible' 作为名词，指保险合同中投保人自付的金额。
You can claim a tax deductible for donations to registered charities.
用法提示：'deductible' 作为名词，指可从应税收入中扣除的金额。
The deductibles for health insurance plans can vary significantly.
用法提示：此处 'deductibles' 是名词复数形式，指多种保险条款中的自付金额。
a deductible of [amount]
常用 of 结构引出具体金额，多见于健康保险、车险等语境。
The insurance plan has a deductible of $1,000.
该保险计划有1000美元的免赔额。
pay the deductible
在保险理赔中，通常需要被保险人先承担免赔额部分。
相关词与表达Connections
搭配Collocations
- insurance deductible
- 保险免赔额
- You should check the insurance deductible before filing a claim.提出索赔前，你应查看保险免赔额。
- high deductible
- 高免赔额
- A high deductible means you pay more out of pocket for medical expenses.高免赔额意味着你需要自付更多的医疗费用。
- low deductible
- 低免赔额
- She prefers a low deductible so the insurer covers more of the initial loss.她偏好低免赔额，这样保险公司会承担更多初始损失。
- pay the deductible
- 支付免赔额
- He had to pay the deductible before his car insurance covered the repairs.他必须先支付免赔额，他的汽车保险才会赔付修理费。
- deductible amount
学习提示Learner notes
记忆技巧Memory Tip
deductible 可拆成 deduct(减去)+ible(可…的)；想象保险账单上先被“减去”的那笔钱，就是免赔额。
语境与语域Context & Register
语域：mixed 常见场景：tax filing、insurance claims 该名词义横跨税务和保险领域：税务中较正式，保险中日常也常见，具体需根据语境判断。
发音与拼写Pronunciation & Spelling
Words sharing the root 'deduc-' (deduct, deduction, deductive) all start with /dɪˈdʌk/ but do not rhyme with the -ible ending. Possible, visible, and terrible have the same unstressed written ending -ible and sound /əbəl/, but their stress is on the first syllable, so they are spelling lookalikes, not rhymes with deductible.
一起学习词形Learn the forms together
页面下方列出了常见词形变化。学习时注意它们在句子中的语法位置。
Dictionary facts from ECDICT, WIKTIONARY, WORDNET.